Congratulations, Graduating Seniors!

Whether you are just graduating or have been practicing for decades, use your COA membership benefits to find quality insurance protection! You may be already involved with the COA-sponsored professional liability (malpractice) policy, but are you aware of all the benefits that are available?

Mercer Health & Benefits Insurance Services serves as the insurance advisor and program administrator for the COA and its members, and designs and implements insurance plans with optometrists in mind. Plans that often include discounted pricing, enhanced coverage or both.

Protect your practice with:

•    Workers’ Compensation – Required of all employers, it covers your employees in the event of a job-related injury.

•    Medical – Group and individual health insurance options for you, your family and your employees.

•    Professional Liability – Protects you against claims arising from actual or alleged errors or omissions, including negligence, in the course of your professional duties.

•    Business Overhead Expense – Protect your practice with disability insurance. Don’t divert personal disability income to pay for normal fixed office expenses.

•    Business Owners Package – This coverage provides important business liability and property protection. Protects your practice against financial loss resulting from claims of actual or alleged damage caused to others.

Protect yourself and your family with:

•   Long Term Disability – Protect your ability to earn an income.

•    Level Term Life – Apply for up to $1,000,000 of 10 or 20 year Level Term Life insurance.

•    Long-Term Care – Protect yourself and your family for expenses related to nursing home and at home care.

•    Group Universal Life – Provides permanent life insurance protection, along with an optional cash accumulation account.

•    Group Dental – For you and your employees. This plan helps minimize the out-of-pocket expenses of regular dental care.

Call Mercer at 800-775-2020 or visit COAMemberInsurance.com for full descriptions of each plan and information on how to apply. See how your membership can help provide you with safety and savings, and the strength of COA’s group purchasing power.

Mercer Health & Benefits Insurance Services LLC • CA Insurance License #0G39709

75242 (6/16) Copyright 2016 Mercer LLC. All rights reserved. • 777 South Figueroa Street, Los Angeles, CA 90017
(800) 775-2020 • COA.Insurance.service@mercer.com • www.COAMemberInsurance.com