Are there gaps in your professional liability coverage?

While many employers provide Professional Liability coverage for their employees, chances are that coverage may have some serious gaps, including:

• Policy limits may not be high enough to protect you and all your co-workers.
• You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement and defense costs.
• You may not be covered outside of the workplace, such as when you engage in volunteer or part-time work.
• You may not be covered for suits filed after you have terminated your employment.

Patients count on you for expert advice and professional services. But no matter how well-trained or careful you or your employees are, mistakes can and do happen — sometimes resulting in a lawsuit. 

Most professional liability policies provide coverage limits of up to $2,000,000 per incident and up to a maximum of $4,000,000 in aggregate in any policy year.  Many policies also include legal fees and court costs paid for covered claims, lost wages if you are required to appear in court due to a claim filed against you and your performance of services as a member of a professional board or organization.

To request a free, no-obligation quote, call Mercer Health & Benefits Insurance Services LLC at 1-800-775-2020 and speak with a Mercer client advisor. 

Mercer Health & Benefits Insurance Services LLC • CA Ins. Lic. #0G39709
66542 (6/14) Copyright 2014 Mercer LLC. All rights reserved. • 777 South Figueroa Street, Los Angeles, CA 90017
800-775-2020 • COA.Insurance.service@mercer.com •www.COAMemberInsurance.com

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